Streaming Costs Are Out of Control. These 7 Credit Cards Can Help

Streaming Costs Are Out of Control. These 7 Credit Cards Can Help. The cost of streaming services is steadily climbing, and many households are feeling the pinch. With multiple subscriptions needed to access various shows and movies, monthly bills for entertainment can quickly add up. However, there’s a way to manage these costs more effectively: using the right credit cards. Certain credit cards offer rewards and benefits that can significantly reduce your streaming expenses. Here are seven credit cards that can help you keep your streaming costs under control.

1. Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card is an excellent choice for anyone looking to save on streaming services. It offers 6% cash back on select U.S. streaming subscriptions, including popular platforms like Netflix, Hulu, and Disney+. This high cashback rate can make a substantial difference in your monthly expenses. Additionally, the card provides 6% cash back at U.S. supermarkets, 3% cash back at U.S. gas stations, and 1% on other purchases.

2. Wells Fargo Propel American Express® Card

The Wells Fargo Propel American Express® Card is another strong contender for streaming savings. This card offers 3x points on popular streaming services, along with 3x points on dining, travel, and transit. The points can be redeemed for various rewards, including statement credits and gift cards, which can help offset your streaming costs. Plus, there’s no annual fee, making it an affordable option.

3. Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is well-known for its travel rewards, but it also offers benefits for streaming subscribers. While it doesn’t have a specific category for streaming, it provides 2x points on dining and travel purchases, which can include some streaming services if they are part of a travel package or hotel stay. The points earned can be redeemed through Chase Ultimate Rewards, offering flexibility and value.

4. U.S. Bank Cash+™ Visa Signature® Card

The U.S. Bank Cash+™ Visa Signature® Card stands out for its customizable rewards. Cardholders can choose two categories each quarter to earn 5% cash back, and streaming services are one of the available categories. This flexibility allows you to maximize your rewards based on your spending habits. Additionally, you can earn 2% cash back in an everyday category like groceries or gas and 1% on all other purchases.

5. Citi® Double Cash Card

The Citi® Double Cash Card offers a straightforward and generous cash back program. You earn 2% cash back on all purchases—1% when you buy and another 1% when you pay your bill. This flat rate applies to streaming services as well, making it a simple yet effective way to save on your monthly subscriptions. The card has no annual fee, adding to its appeal.

6. Discover it® Cash Back

The Discover it® Cash Back card features a rotating category structure, where you can earn 5% cash back on purchases in categories that change each quarter, up to the quarterly maximum after activation. Streaming services frequently appear as a bonus category, allowing you to earn significant cash back on your subscriptions. All other purchases earn 1% cash back. Discover also matches all the cash back earned in your first year, providing an additional incentive.

7. Capital One SavorOne Cash Rewards Credit Card

The Capital One SavorOne Cash Rewards Credit Card offers 3% cash back on streaming services, dining, entertainment, and grocery stores. This card is a solid choice for those who want to save on a wide range of everyday expenses, including streaming. There’s no annual fee, making it an attractive option for budget-conscious consumers.

How to Choose the Right Card for You

Selecting the right credit card to help manage your streaming costs depends on your spending habits and financial goals. Here are a few tips to help you choose the best card:

Assess Your Streaming Services

Make a list of all the streaming services you subscribe to and calculate your total monthly and annual spending. This will give you a clear picture of how much you can potentially save with a card that offers rewards on streaming services.

Consider Your Overall Spending

Look at your overall spending habits. If you spend significantly on groceries, dining, or travel, choose a card that offers rewards in those categories as well. This way, you can maximize your cash back or points across all your expenses.

Evaluate Fees and Benefits

Compare the annual fees and benefits of each card. Some cards with higher annual fees offer more substantial rewards and perks, which can be worth it if you maximize the benefits. Others with no annual fee may still offer excellent rewards for your needs.

Check for Sign-Up Bonuses

Many credit cards offer sign-up bonuses when you spend a certain amount within the first few months. These bonuses can provide an immediate boost to your rewards and help offset your streaming costs right away.

Conclusion

Streaming services have become an integral part of our entertainment landscape, but their costs can add up quickly. By choosing the right credit card, you can earn rewards that help offset these expenses and make your streaming subscriptions more affordable. Whether you prefer cash back or points, there’s a card out there that can suit your needs and help you save money. Evaluate your spending habits, compare the options, and select the card that offers the best value for you. With these strategies, managing your streaming costs doesn’t have to be a burden.

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