Pradhan Mantri Jeevan Jyoti Bima Yojana 2023, Online Form, Registration

Pradhan Mantri Jeevan Jyoti Bima Yojana is a far-reaching scheme brought by the Central Government. It was launched on 9 May 2015. The scheme, which has been running for almost seven years now, aims to provide Indian citizens with the benefit of an insurance policy. In Pradhan Mantri Jeevan Jyoti Bima Yojana, to avail the policy scheme, the minimum age of an Indian citizen should be eighteen years and the maximum age should be fifty years. Interested citizens can avail this scheme after applying. Let us tell you that in the year 2020-21, the central government has accepted more than two lakh death claims. In the current situation, this scheme is seen to be effective in helping the citizens. So let’s read this complete article and know the important aspects related to Pradhan Mantri Jeevan Jyoti Bima Yojana.

Pradhan Mantri Jeevan Jyoti Bima Yojana 2023 

What is Pradhan Mantri Jeevan Jyoti Bima Yojana 

Pradhan Mantri Jeevan Jyoti Bima Yojana is a scheme introduced by the Central Government, under which the family of the policyholder will be paid Rs 2 lakh in case of death between the ages of eighteen and fifty. This scheme has been designed in such a way that even the poor people can get the benefits of insurance easily.

Pradhan Mantri Jeevan Jyoti Bima Yojana Features

• The central government introduced Pradhan Mantri Jeevan Jyoti Bima Yojana in 2015.
• The minimum age of an Indian citizen should be eighteen years and the maximum age should be fifty years to avail the policy plan under this scheme.
• Under this scheme, Rs.330 is debited from the account of registered citizens every year in the month of May. This is the annual premium that has to be paid.
• Pradhan Mantri Jeevan Jyoti Bima Yojana is renewed on 1st June every year.
• Auto Debit feature must be applied to avail Pradhan Mantri Jeevan Jyoti Bima Yojana.
• Beneficiaries must ensure that they have Rs.three hundred and thirty in their account.
• Under this insurance scheme, the nominee is paid Rs.2 lakh.
• This scheme has helped a lot during Corona.
• A savings bank account is required to avail Pradhan Mantri Jeevan Jyoti Bima Yojana.

Pradhan Mantri Jeevan Jyoti Bima Yojana Premium Amount

Three hundred and thirty rupees is payable annually as premium amount related to Pradhan Mantri Jeevan Jyoti Bima Yojana. It is automatically debited from the customer’s account every year. People covered in EWS and BPL tariff can avail this economical rate comfortably.

Why is ₹ 330 being deducted from the account 

Pradhan Mantri Jeevan Jyoti Bima Yojana was introduced by the central government in the year 2015. The minimum age of an Indian citizen should be eighteen years and the maximum age should be fifty years to avail the policy plan under this scheme. Under this every year in May, Rs 330 is debited from the account of registered citizens. This is the annual premium that has to be paid. Pradhan Mantri Jeevan Jyoti Bima Yojana is renewed every year on 1st June. Auto Debit feature must be applied to avail Pradhan Mantri Jeevan Jyoti Bima Yojana. Beneficiary must ensure that he has three hundred and thirty rupees in his account.

Pradhan Mantri Jeevan Jyoti Bima Yojana Benefits 

• The benefit of Pradhan Mantri Jeevan Jyoti Bima Yojana is for Indian citizens in the age group of eighteen to fifty.
• This scheme can be renewed every year.
• If the registered citizen pays an annual premium of only three hundred and thirty rupees, his nominee will be given two lakh rupees as life insurance.

Benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana In cases where it will not be available

• If the beneficiary’s bank account is closed, the benefits related to Pradhan Mantri Jeevan Jyoti Bima Yojana will stop.
• Even if there is not enough amount of premium in the bank account, the citizens will not get the benefit.
• The benefit of this scheme stops after the completion of fifty five years of age.

In case of death due to covid infection, avail the scheme on these terms

This scheme has helped a lot during Corona. Citizens who have lost a family member in Corona and if that member is enrolled in this scheme, the family will get Rs.2 lakh. Indian citizens in the age group of 18 to 50 years can avail this scheme. For eligibility, citizens must have a bank account.

Pradhan Mantri Jeevan Jyoti Bima Yojana Eligibility

• Indian citizens in the age group of eighteen to fifty years can avail this scheme.
• For eligibility, citizens must have a bank account.
• Only those who maintain the required balance in their account can avail Pradhan Mantri Jeevan Jyoti Bima Yojana.

Documents of Pradhan Mantri Jeevan Jyoti Bima Yojana

• Aadhar Card
• Identification card
• mobile number
• Passport size photograph
• Bank Account Passbook

Prime Minister Jeevan Jyoti Bima Yojana Official Website 

An official website has been created for the convenience of citizens. Every important point related to Pradhan Mantri Jeevan Jyoti Bima Yojana is given on this website. here Click By doing this you can go to the website.

Pradhan Mantri Jeevan Jyoti Bima Yojana Online Application (Online Application)

• First of all, the applicant must ensure public safety. Official website will proceed.
• Applicant should download Pradhan Mantri Jeevan Jyoti Bima Yojana Application Form PDF on this website.
• After filling the information, it has to be deposited in the bank (the bank with the active bank account).
• The account should have sufficient funds for payment
• To avail the scheme, consent letter and auto debit of premium amount have to be submitted. The application form should also be attached with them.

Pradhan Mantri Jeevan Jyoti Bima Yojana Toll Free Number (PMJJBY Toll Free Number)

On the Indian Citizen official website home page, click on the Contact link. Here you will find PDF of state wise toll free numbers. Apart from this you can also contact on 18000801111/1800110001.

How to claim under Pradhan Mantri Jeevan Jyoti Bima Yojana (How to claim under PMJJB Yojana)

How to claim under Pradhan Mantri Jeevan Jyoti Bima Yojana (How to claim under PMJJB Yojana)

• After the death of the insured the nominee can claim.
• Nominee will contact the bank for this.
• After that the nominated person will get the Pradhan Mantri Jeevan Jyoti Bima claim form from the bank. Along with this, the bank will also give them a discharge receipt.
• The nominee will then deposit the death certificate, photograph and the canceled check in the bank along with both.

When can claim be made under Pradhan Mantri Jeevan Jyoti Bima Yojana?

Claims cannot be made till 45 days after registration under this scheme in the initial phase. A claim can be made only after the expiry of 45 days. However, in case of accidental death of the applicant, the amount payable is received.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJB Yojana discontinued)

Even if there is not enough amount of premium in the bank account, the citizens will not get the benefit. The benefit of this scheme stops after the completion of 55 years of age. Or the scheme ends when a person wants to avail benefits from more than one insurance company or bank. Under this scheme, an individual can avail benefits from only one bank or insurance company.

Pradhan Mantri Jeevan Jyoti Bima Yojana Exit (PMJJB Yojana Exit)

If a citizen opts out of Pradhan Mantri Jeevan Jyoti Bima Yojana, he can rejoin it. For this, a health declaration along with the premium amount has to be submitted.

Death claim received in last 5 years